In today's unpredictable world, you know what it means to have others depend on you both on the job and at home.
Protect your family’s financial future with coverage you
can count on.
Fed Protect coverage features
24 hour coverage. No war or terrorism exclusions. Coverage on and off duty with no hazardous, line of
duty or occupational restrictions.
Emergency death benefit. Once you have coverage for two years, up to $15,000 of the total death benefit is released as an Emergency Death Benefit (EDB).* No emergency death benefit if the Terminal Illness rider is exercised,
Terminal illness benefit. Receive 50% of the death benefit in a lump sum amount in the event of a terminal illness with less than one year of life expectancy (24 months in Illinois, Kansas, Massachusetts, and Washington). The money can be spent entirely at your discretion – to pay medical bills, out-of-pocket expenses, or anything else. The remainder benefit amount is paid to the beneficiary upon death.
Keep the coverage. After you retire or separate, you can continue coverage for you and your spouse.
Non-insurance AFBA member benefit
Family survivor college scholarship. Your spouse and children are eligible for $10,000 per year, per family, up to a total maximum benefit of $40,000 towards an undergraduate college degree, if you are killed while responding to or at
the scene of an incident, or as a result of acts of foreign or domestic terrorism (Not available in Virginia)
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